Tag: First Time Homebuyers

What You Need To Know About Today’s Down Payment Programs

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Posted on 06/19/2024

There's no denying it's gotten more challenging to buy a home, especially with today's mortgage rates and home price appreciation. And that may be one of the big reasons you’re eager to look into grants and assistance programs to see if there’s anything you qualify for that can help. But unfortunately, many homebuyers feel like they don’t know...

Tips for Younger Homebuyers: How To Make Your Dream a Reality

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Posted on 05/07/2024

If you’re a member of a younger generation, like Gen Z, you may be asking the question: Will I ever be able to buy a home? And chances are, you’re worried that’s not going to be in the cards with inflation, rising home prices, mortgage rates, and more seemingly stacked against you. While there’s no arguing this housing...

Ways To Use Your Tax Refund If You Want To Buy a Home

Posted on 04/15/2024

Have you been saving up to buy a home this year? If so, you know there are a number of expenses involved – from your down payment to closing costs. But did you also know your tax refund can help you pay for some of these expenses? “If one of your goals is to stop renting and buy...

Tax Day

Builders Are Building Smaller Homes

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Posted on 04/11/2024

There’s no arguing it, affordability is still tight. And if you’re trying to buy a home, that may mean you need to look at smaller houses to find one that’s still in your budget. But there is a silver lining: builders are focused on building these smaller homes right now and they’re offering incentives. And that can help...

Don’t Let Your Student Loans Delay Your Homeownership Plans

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Posted on 04/08/2024

If you have student loans and want to buy a home, you might have questions about how your debt affects your plans. Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible you could still qualify for a home loan even with that debt? Here’s a...

What’s the Latest with Mortgage Rates?

Posted on 03/26/2024

Recent headlines may leave you wondering what’s next for mortgage rates. Maybe you’d previously heard there were going to be cuts this year that would bring rates down. That refers to the Federal Reserve (the Fed) and what they do to their Fed Funds Rate. While cutting, or lowering, the Fed Funds Rate doesn’t directly determine mortgage rates,...

Mortgage Rates

3 Helpful Tips for First-Time Homebuyers

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Posted on 03/22/2024

Trying to buy your first home? If you’re worried about affordability today or the limited number of homes for sale, these tips can help. Look into homebuyer programs, expand your search area, and consider a multi-generational home. Let's connect so you have an expert on your side to help you make your dream a reality....

The First Step: Getting Pre-Approved for a Mortgage

Posted on 03/06/2024

If you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow. As more buyers re-enter the market, it’ll help you make a strong offer that stands out from the crowd. Gives us a call to...

Homebuyers

Saving for a Down Payment

Posted on 02/27/2024

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by your loan type or lender,...

Home Prices

Saving For A Down Payment

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Posted on 02/12/2024

Winning Plays for Buying a Home in Today’s Market

In today's housing market, you can still come out on top if you have the right team and plan. To win when buying a home, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd. Let's connect today to make your winning move....

Housing Market

Why Pre-Approval Is Even More Important This Year

Posted on 02/07/2024

On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the homebuying process, your lender will look at your finances to figure out what...