Tag: Mortgages

Posted on 07/18/2023
5 Tips For The First Time Homebuyer
If you're buying your first home, it can be overwhelming. We are here for you every step of the way. Here are some tips that may help you. Be Ready to Adjust Your Search You may realize that the range of options in your budget is limited. Make a list of 'must-haves', such as outdoor space, proximity to...
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Posted on 07/06/2023
Two Questions To Ask Yourself if You’re Considering Buying a Home
If you’re thinking of buying a home, chances are you’re paying attention to just about everything you hear about the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, overhearing someone chatting at the local supermarket, the list goes on and...
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Posted on 04/25/2023
The Power of a Pre-Approval
If you’re buying a home this spring, today’s housing market can feel like a challenge. With so few homes on the market right now, plus higher mortgage rates, it’s essential to have a firm grasp on your homebuying budget. You’ll also need a sense of determination to find the right house and act quickly when you go to...
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Posted on 04/24/2023
What’s the Difference Between a Home Inspection and an Appraisal?
If you’re planning to buy a home, an inspection is an important step in the process. It assesses the condition of the home before you finalize the transaction. It’s also a different step in the process from an appraisal, which is a professional evaluation of the market value of the home you’d like to buy. In most cases,...
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Posted on 04/03/2023
How Changing Mortgage Rates Can Affect You
The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below helps show the general relationship between mortgage rates...
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Posted on 01/10/2023
The Truth About Negative Home Equity Headlines
Home equity has been a hot topic in real estate news lately. And if you’ve been following along, you may have heard there’s a growing number of homeowners with negative equity. But don’t let those headlines scare you. In truth, the headlines don’t give you all the information you really need to understand what’s happening and at what...
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Posted on 01/07/2023
Tips To Reach Your Homebuying Goals in 2023
If you’re planning to buy a home in 2023, here are a few things to focus on. Work on your credit and save for a down payment. If saving feels like a challenge, there’s help available. Then, get pre-approved, create a list of desired features, and prioritize them. Reach out to The Kleiner Team so you have expert...
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Posted on 12/28/2022
Applying For a Mortgage? 6 Things You Should Avoid Doing
While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders need to source...
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Posted on 12/06/2022
What’s Going on with Home Prices? Call Ceci!
If you’re thinking about buying or selling a home this year, you may have questions about what’s happening with home prices today as the market cools. In the simplest sense, nationally, experts don’t expect prices to come crashing down, but the level of home price moderation will depend on factors like supply and demand in each local market....
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Posted on 12/03/2022
What You Want To Know If You’re Pursuing Your Dream of Homeownership
If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment Report from Maxwell says:...
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Posted on 11/21/2022
Staying Empowered Amid Higher Mortgage Rates
Rising mortgage rates have been the big story in real estate this year. However, buyers are still in the market, adjusting to the “new normal” and confident their dream home is within reach. With proper planning, and a wide range of available loan products this can help buyers and sellers deal with the evolving market conditions. The Lowdown...
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Posted on 10/31/2022
Applying for a Mortgage Doesn’t Have To Be Scary
Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can get pre-approved and begin...
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